Hi, To be honest, I know you did not ask for relationship advice but I think you could use it. I would be honest with your wife because thats what a marriage is all about, Trust and Honesty. Yes she will be upset or angry with you at first but communication is needed in any relationship. I wish I could help you out, you sound like a nice guy. Thats alot of money and you should be transparent with your wife about it so you both can come up with a plan to make that money back. Good luck!