The first thing you need to do is clarify your idea. A "mobile wallet" can mean a lot of things. Are you wanting to build an app, a company that partners with credit card providers, or create a vehicle to save on medical bills? You must think about this and research.

Once you have clarified your idea. Imagine your end user's experience and imagine how your product will help them. Once you have done that begin working backwards from the end product to determine what you need. So for an app you would need some servers, a developer, and a good idea. You get the point. You must study what you want to do and then you will have the clarity you need.

Building a mobile app wallet that allows people to save money for medical bills and share with their family and friends is a great idea, but it requires careful planning and execution. Here are some steps to help you get started/

µDefine the scope and features of your app/ You need to have a clear idea of what your app will do, what features it will have, and what platforms it will run on. This will help you identify the technical requirements of your app and what programming languages and frameworks will be needed to build it.

µIdentify the technical skills you need/ Since you are a non-technical person, you may need to hire a team of developers to build your app. You will need to identify the specific technical skills required for the project and look for developers or a development team with the appropriate skills.

µChoose the right programming language/ The programming language you choose willdepend on the specific features and functionality you want your app to have. Some popular programming languages for mobile app development include Java, Swift, and Kotlin.

µValidate your idea/ Before investing time and resources into building your app, you need to validate your idea to ensure there is a market for it. Conduct market research to determine the size of the market, identify your target audience, and assess the competition. You can also create a prototype or a minimum viable product 5MVP° to get feedback from potential users and refine your idea based on their feedback.

µDevelop a roadmap and project plan/ Once you have a validated idea and a development team, you need to create a roadmap and project plan that outlines the key milestones, timelines, and resources required for the project. This will help ensure that the project stays on track and meets its objectives.

Building a mobile app wallet for medical bills is a complex project that requires careful planning and execution. It is important to have a clear idea of what you want your app to do, what features it will have, and what platforms it will run on. You also need to validate your idea, identify the technical skills required, choose the right programming language, and develop a roadmap and project plan. With the right approach, you can turn your idea into a successful app that helps people save money for their medical bills and share with their loved ones.